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The Essex Boat Loan & RV Loan Advantage

Essex Credit, a division of Bank of the West, is dedicated to getting you behind the wheel of your dream boat or RV. Our goal is to get you approved quickly and easily for a boat loan or  RV loan. No stress, no hassle; we will be with you every step of the way.

With over 30 years in the recreation lending industry, we've built a reputation for being a solid and dependable RV and boat loan lender by helping tens of thousands of people realize their dreams of RV and boat ownership.

Whether your RV or boat is used for recreation or as your primary residence (Full-Timer/Live-Aboard), we can help you find the perfect program to fit your needs.

At Essex we offer:


  • Instant credit review when you apply online

  • RV & boat loan financing calculator

  • Refinance loans for an existing boat or RV loan

  • Financing for boat model years 2001 and newer

  • Financing for RV model years 2010 and newer

  • Extended terms (up to 20 years) on loan amounts $50,000+

  • Full-Timer and Live-Aboard financing

  • Fixed rates and no pre-payment penalties on our boat loans and RV loans

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We Are Equipment Leasing & Financing Specialists 800-845-8516

With more than 25 years of industry experience, we are equipment financing specialists with financing and leasing programs for all different scenarios depending on credit, equipment being purchased, industry, time in business, and more. When you work with us you can have confidence that we will get you in the right plan for you and your business. And because our success depends on your success, we believe in offering highly personalized service and support.

  • No application fees

  • Flexible Terms

  • Competitive rates

  • New & used equipment

  • Same day and 24-hour approvals

  • $0 down

  • Unmatched customer service and support

Collector car financing is quick and easy with J.J. BEST BANC & Co.’s excellent customer service and knowledgeable team. In as little as 2 minutes, you’ll be approved to finally own that special car you’ve been wanting to add to your collection.

Our customers are constantly commenting on our long term loans, low rates and fast closings. Not only that, but our staff operates with a “customer comes first” attitude, which ensures you’ll get the information you need to make the right investment for your lifestyle.

Collector Car Financing for a Variety of Vehicles

No matter your passion or preference for cars, we’re confident you’ll find what you need. As the oldest and largest automobile lender in the country, we offer car enthusiasts with the following:





Collector Car Financing

Tiny Home/Park Model Financing

Looking to downsize, and lower your cost of living by buying a smaller home? When you have good credit, you may be able to finance a tiny house with LightStream.


  • Low, fixed rates: When you've worked hard to build solid credit, your interest rate should be low, and it should be fixed. LightStream tiny house loan rates start as low as 3.24%* APR with AutoPay, with loan amounts ranging from $5,000 to $100,000.

  • No home equity requirements: LightStream has no home equity requirements, and doesn’t require a down payment, or charge fees or prepayment penalties of any kind.


A Division of SunTrust Bank

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